Effective Date: April 2026
Company: Credindia
AMFI Reg. No.: ARN-354951 | EUIN: E677388
GSTIN: 24AALCV6389D1ZY
Website: credindia.in
The content, tools, portfolio recommendations, and information available on this website and platform are provided by Credindia for general informational and educational purposes only. Nothing on this platform constitutes financial advice, legal advice, tax advice, or a solicitation to buy or sell any financial product.
Users are strongly encouraged to read all scheme-related documents carefully and consult an independent financial or legal advisor before making any investment decision.
Credindia is registered with the Association of Mutual Funds in India (AMFI) as a Mutual Fund Distributor (MFD).
As an MFD, we receive trail commissions from Asset Management Companies (AMCs) for mutual fund investments made through our platform. This commission is borne by the AMC and is embedded within the fund's expense ratio. It is not an additional charge to the investor.
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Key risks include but are not limited to:
Past performance of any mutual fund scheme does not guarantee future returns. NAVs of schemes may go up or down depending on the factors and forces affecting the securities market. There is no assurance or guarantee that the objectives of any scheme will be achieved.
Credindia does not guarantee, promise, or assure any specific return, profit, or capital protection on any mutual fund investment made through our platform. Any illustrations of potential returns shown on our platform are purely indicative, based on historical data and assumptions, and must not be construed as a promise or forecast.
We charge a one-time onboarding fee of ₹299 + GST for financial assessment and mutual fund portfolio creation. This is the only direct fee collected from users by Credindia We do not charge any advisory fee, management fee, performance fee, or any other recurring fee from investors.
While we make every effort to ensure the accuracy and completeness of the information on our platform, Credindia makes no representations or warranties, express or implied, regarding the accuracy, reliability, or completeness of any information. Market data, NAVs, and fund details are sourced from third parties and may be subject to delays or inaccuracies.
Our platform may contain links to or integrations with third-party services including mutual fund platforms, payment gateways, and KYC providers. We are not responsible for the content, accuracy, privacy practices, or availability of any third-party service. Access to third-party services is at your own risk.
Portfolio recommendations on our platform are generated with the assistance of algorithmic models and financial planning tools. These models are based on general financial principles and your provided inputs. They do not account for every individual circumstance and should not be treated as a substitute for professional financial advice.
By using this platform, you acknowledge that:
Credindia operates in compliance with the guidelines issued by:
We are committed to maintaining full regulatory compliance and updating our practices as regulations evolve.
To the fullest extent permitted by applicable law, Credindia and its directors, officers, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:
If you have any complaints or concerns regarding our services or this disclaimer, please contact our Grievance Officer: Mokshit Shah
Email: info@credindia.in
Phone: +91 94082 99681
Address: A-401, Mahavir Green Pal, Surat – 395009, Gujarat
Response Time: Within 30 days of receiving a complaint
You may also escalate unresolved complaints to AMFI at www.amfiindia.com or SEBI at scores.sebi.gov.in.
This disclaimer may be updated periodically to reflect regulatory changes or changes in our services. The effective date will be revised accordingly. Continued use of our platform constitutes acceptance of the updated disclaimer.
This disclaimer is governed by the laws of India. All disputes are subject to the exclusive jurisdiction of courts in Surat, Gujarat.